Protect What Matters Most —at a Price That Makes Sense.
Newer home? Professional discount? Member of Costco or AAA? As an independent agency, we shop 20+ top-rated carriers to find the best coverage at the best price — so you don't have to.
You're all set!
A Stonecrest agent will call you within 1 business hour.
Call us now: 916-576-4000
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You Probably Qualify for a Discount.
Most People Do.
Our carriers reward who you are — your profession, your memberships, and your home. Most clients qualify for at least one discount, often more.
Professional Discounts
Licensed professionals qualify for significant discounts through our top-rated carriers.
- Licensed Medical Professionals (Doctors, Dentists, Vets, Pharmacists)
- Educators & Teachers
- Law Enforcement Officers & Firefighters
- Paramedics & EMTs
- Engineers & Scientists
- Financial & Insurance Professionals
Member Benefits
Your memberships can work for you — most people don't know this.
- Costco Members
- AAA Members
- Sam's Club Members
- Bank of America Employees
Homes built 2011 or newer · Bundle auto + home · Clean driving record · Multi-car households
Built for Sacramento Families.
Four reasons clients choose Stonecrest — and stay.
Built for Newer Homes
We work with carriers that specialize in newer homes. Better construction means better rates — and we know exactly which carriers to match you with.
Bundle & Save
Combine your auto and home insurance under one policy and one local agent. Simple, seamless, and significantly cheaper.
Young Driver Rates That Don't Hurt
We shop carriers to find the most competitive rates for households with teen or young adult drivers — a difference that can save hundreds per year.
A Local Agent, Not a Call Center
Real people. Local offices in Sacramento/Citrus Heights and Fresno. We pick up the phone — because we've been doing this since 1999.
What to Expect
When You Work With Us
Will switching insurance be a hassle?
Not with us. We handle everything — the quotes, the paperwork, and the transition. Most clients are set up with better coverage in less time than it takes to find their current policy documents.
I already think I have a good rate. Is it worth a call?
Most people who haven't shopped in 12+ months are overpaying — sometimes by hundreds of dollars a year. A free quote costs nothing and takes 2 minutes. If you're already getting the best rate, we'll tell you.
How long does it take to get a quote?
Most quotes take under 5 minutes by phone. We ask a few questions, shop 20+ carriers, and come back with options — not a hard sell. Submit the form and we'll call you within 1 business hour.
Can't I just do this online myself?
You can — but you'd spend hours comparing options across multiple carrier websites and still miss discounts you didn't know to ask about. We do it for you, for free, and we know which carriers work best for your situation.