Kings County Insurance Agency
Independent. Local. Honest.
Stonecrest Insurance Services is a licensed independent agency serving Hanford, Lemoore, Corcoran, Avenal, and all of Kings County. We shop 20+ top-rated carriers for auto, home, renters, and business insurance — including specialized coverage options for military families near NAS Lemoore.
Kings County — From Hanford to the Westside
Insurance Built for Military Life
Naval Air Station Lemoore is the largest master jet base on the West Coast — home to thousands of active duty sailors, aviators, and their families. We understand the unique insurance needs that come with military life.
Auto Insurance
PCS moves, multiple states, gaps in coverage history — we work with carriers that understand military service and won't penalize you for the complexities of active duty life.
Renters Insurance
Whether you're living on base, in Lemoore, or in Hanford, renters insurance protects your personal property. Fast quotes and month-to-month flexibility for frequent movers.
Home Insurance
Buying a home near NAS Lemoore? We'll shop multiple carriers to protect your investment and help you understand Kings County's specific coverage considerations.
Complete Insurance for Kings County
Auto Insurance
Compare auto rates across all Kings County ZIP codes. We serve civilian and military drivers throughout Hanford, Lemoore, and the surrounding region.
Home Insurance
Homeowners coverage for Kings County properties — valley floor homes in Hanford and Lemoore to rural agricultural and residential properties throughout the county.
Renters Insurance
Fast, affordable renters coverage for NAS Lemoore military families and Kings County renters. Starting from $15/month.
Umbrella Insurance
Extra liability protection above your auto and home policies — especially valuable for property owners and business operators in Kings County.
Business Insurance
GL, commercial auto, and BOP coverage for Kings County businesses, agricultural operations, and contractors.
Surety Bonds
Contractor, notary, and license bonds for licensed professionals and contractors working throughout Kings County.
An Independent Agency for Kings County
We compare 20+ carriers — not just one company's offerings. That competition works in your favor, especially for auto and home coverage in Kings County.
We're familiar with the insurance challenges of military life — PCS moves, deployment, coverage continuity, and getting competitive rates as an active duty member.
Kings County's agricultural economy means many clients need farm vehicles, equipment, or ranch property coverage alongside their personal auto and home.
Serving All of Kings County
Kings County is one of California's smaller but strategically important counties — home to NAS Lemoore, one of the largest naval air stations in the United States, along with extensive agricultural operations and the county seat of Hanford.
The mix of military families, agricultural businesses, and civilian residents creates a diverse range of insurance needs. As an independent agency with access to 20+ carriers, Stonecrest is positioned to serve all of them — with honest advice and no pressure to buy more coverage than you need.
(559) 490-0574Kings County Insurance — Frequently Asked Questions
Do military members at NAS Lemoore need California auto insurance?
Yes. California law requires all vehicles operated in the state to carry minimum liability coverage regardless of where you're stationed or where your vehicle is registered. Under the Servicemembers Civil Relief Act (SCRA), active duty members may maintain their home-state vehicle registration, but your policy must meet California minimums and your carrier must be licensed to cover vehicles garaged in California. Call us to confirm your current policy is compliant.
Is renters insurance required for base housing at NAS Lemoore?
Base housing operators don't typically require renters insurance, but it's strongly recommended. The government does not cover your personal belongings — electronics, furniture, clothing — against theft, fire, or water damage. Renters insurance in Kings County runs roughly $15–$25/month for solid coverage, making it one of the most affordable protections available.
How does a PCS move affect my car insurance?
A PCS move can create a coverage gap if you're not careful. Notify your insurer before the move, not after. If your vehicle is being shipped, ask about a comprehensive-only policy to maintain continuous coverage history at minimal cost. Gaps in coverage — even 30 days — can raise your premium with most carriers. Stonecrest can help you navigate coverage during a PCS transition.
What is the average cost of home insurance in Hanford, CA?
Hanford and Kings County valley-floor properties typically see homeowners insurance in the range of $1,200–$2,000 per year for a standard single-family home. Kings County has no significant wildfire exposure at the valley floor, which means more carrier options and more competitive pricing than foothill areas of California. We compare 20+ carriers to find the best rate for your specific Hanford property.
Ready to See How Much You Could Save?
- Compare quotes from 20+ top-rated carriers instantly
- Local California agents — real people, real answers
- Average client saves $680/year after switching
- Coverage in place same day — no waiting
- In-person consultations available by appointment — Citrus Heights & Fresno
Get a Free Quote Online
Fill out the form and an agent will contact you within 1 business hour.