K. Andrew Byers
Co-founder of Stonecrest Insurance Services, serving California families and businesses since 1999.
About Andrew
K. Andrew Byers co-founded Stonecrest Insurance Services in 1999 with a clear conviction: California families and businesses deserve an insurance advisor who works for them — not for an insurance company. That founding principle has guided every decision at Stonecrest for more than 27 years. Andrew has been licensed in California insurance for more than 40 years, giving him one of the deepest perspectives in the market on how the industry has evolved — and what truly serves clients well.
As co-owner and co-founder, Andrew oversees Stonecrest's operations across its Citrus Heights and Fresno offices, maintaining the independent agency model that makes it possible to genuinely shop the market on each client's behalf. With access to more than 20 top-rated admitted and surplus lines carriers, Stonecrest can find competitive coverage for situations that stump captive agents tied to a single carrier.
Andrew has built the agency around a service philosophy that prioritizes long-term client relationships over one-time transactions. Whether a client needs a straightforward auto policy or a complex placement for a wildfire-exposed property, a high-value home, or a California contractor bond, the commitment is the same: find the right coverage at the right price and be there when it matters.
Stonecrest is licensed by the California Department of Insurance (License #0E11801) and serves clients across Sacramento, Placer, El Dorado, Yolo, Fresno, Kings, Tulare, and Madera counties.
"We started this agency because we believed clients deserved better than a one-size-fits-all answer from a single carrier. Twenty-seven years later, that's still exactly what we're here to provide." — K. Andrew Byers